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Yes. We are a UK-wide broker serving Cardiff and South Wales businesses entirely remotely from our Chesterfield base. We have no Cardiff office, but we arrange hire purchase, finance lease, and business loans for businesses across all Cardiff and South Wales postcodes — CF, SA, NP, LD — and wider Wales. Welsh businesses access the same lender panel as our core region clients, on the same terms.

Yes. Film and TV production equipment, broadcast cameras, editing systems, animation workstations, studio fit-out, and post-production hardware can all be financed through hire purchase or finance lease. We work with lenders who understand the project-based revenue model of creative businesses and who assess applications on the basis of contracts, turnover, and business history rather than requiring physical asset collateral. Cardiff's BBC and S4C cluster has created a sophisticated creative supply chain that uses asset finance as a standard funding tool.

The Celtic Freeport covers the ports of Milford Haven, Port Talbot, and Newport in South Wales, with designated tax sites potentially offering enhanced capital allowances on qualifying plant and machinery investments. For businesses in these tax sites, hire purchase is typically the most efficient finance structure — as the buyer is treated as the asset owner from day one, potentially enabling capital allowance claims. We can discuss how to structure your deal to be most efficient. Sorbus Finance is not a tax adviser — the specific tax treatment always needs to be confirmed with your accountant or tax adviser.

Yes. Manufacturing equipment, materials handling assets, HGVs, trailers, forklift trucks, and specialist logistics vehicles for South Wales businesses are all within scope. We compare terms across dedicated manufacturing and transport finance lenders rather than applying a generic bank rate to specialist assets. New and used assets are both within scope.

Yes. Sorbus Finance operates as an Appointed Representative of Moorgate Finance Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA regulation covers England, Scotland, Wales, and Northern Ireland — there is no separate Welsh regulatory requirement for commercial finance brokerage. We are not a lender; we are an independent broker arranging finance through FCA-authorised lenders.