How quickly can I get funding?

Timing depends on the product, the information available, lender underwriting and any valuation or legal work. Tell us your deadline: your Sorbus broker can explain the next steps and what could delay a proposal. A conversation does not guarantee approval or a funding date.

Do I need a perfect credit history?

Not necessarily. Some lenders on our selected panel consider adverse credit, CCJs or prior declines, subject to their own criteria. Share the circumstances with your broker so we can explore whether a suitable route may exist and explain the checks involved. Approval is not guaranteed.

How much can I borrow?

The amount depends on the product, repayment ability, trading record and any asset or security involved. Asset finance also depends on the purchase; property finance depends on the property, deposit and proposed use. Your broker can explore suitable routes and explain what evidence a lender needs. Any amount and terms must be confirmed by that lender.

Do you charge fees upfront?

[object Object] We may receive lender commission on completion. It can vary by lender and product and creates a potential conflict of interest. We disclose the nature and amount before submitting your application and ask for your informed consent before proceeding. We do not provide personal advice or whole-of-market recommendations.

What if I have been declined before?

A prior decline does not necessarily rule out every option, but another lender may reach the same decision. Your broker can review why the application was declined and whether a different product or lender on our selected panel may be relevant. We will explain if there is no suitable route to pursue.

What information do you need to get started?

Start with the funding purpose, approximate amount, timing and a brief outline of your business and trading history. Your broker will explain what further information a lender would need. The optional Health Check can help you prepare, but it is not a credit decision or guarantee of eligibility.

Independent broker · Appointed Representative of an FCA-authorised firm

Business funding,
built around your plans
with Sorbus Finance.

Name: Sorbus Finance
Address: Sunny Bank, 12 Albion Road, Chesterfield, Derbyshire, S40 1LJ, GB
Telephone: +441246383500

One lender can only assess its own options. Your Sorbus broker helps prepare a clear case and explore suitable choices from our extensive selected panel of 150+ lenders, comparing total cost, repayments and cash-flow fit. Start with your plans, not a long application.

Speak to an adviser

Prefer to prepare your details first? Complete the optional full fact find.

Selected-panel comparison

A clear next step

You decide whether to proceed

A real Sorbus broker

150+UK lenders on panelHigh street to specialist

£250M+Funding arrangedAcross all product types

Case-ledCredit placementEvidence prepared for relevant lenders

Clear costsFees and commissionDisclosed before you proceed

A proposal worth comparing

Your bank is one option. It does not have to be your only conversation.

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A single bank can explain its own products, not the options on our selected panel

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Different lenders assess businesses and funding purposes differently

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Deposit, term, fees, security and total cost all matter—not just the monthly payment

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Credit-search requirements depend on the lender, product and application stage

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Your bank's proposal may be suitable; compare written terms before deciding

The Sorbus difference

One conversation. An extensive lender panel. Options matched to your needs.

We can consider lenders from our 150+ panel; credit searches depend on the lender and application

We explore lender criteria before deciding where a proposal may fit

You see real options, real rates, not one bank's offering

We help manage forms, calls, and lender queries

We explain any broker fee and lender commission, including the potential conflict of interest

What we arrange

The full range of business funding

Commercial finance options sourced from an extensive panel of more than 150 lenders.

Business Loans

Secured and unsecured

Explore funding for working capital, stock, acquisitions, refurbishment, tax obligations or refinancing. We help compare repayments, total cost and any security or guarantee requirements.

Explore repayment optionsLender criteria varyPrepare a clear case

Asset Finance

Vehicles and equipment

Hire purchase and finance lease for vehicles, machinery, plant and equipment. Compare the deposit, repayments and ownership position alongside the cash your business needs to retain.

Structure assessedNew or used assetsOwnership terms explained

Commercial Mortgages

Purchase or refinance

Explore finance for commercial, retail, industrial or eligible mixed-use property. Your broker helps prepare the case and compare the deposit, security, repayment basis and fees.

Lender valuationRepayment optionsSecurity required

Invoice Finance

Eligible business invoices

Explore facilities that can release part of the value of eligible invoices before customers pay. We help compare charges, debtor criteria and how the facility would operate.

Charges explainedDebtor criteria applyConfidential options

Simple process

From first conversation to a lender decision

Broker conversation, credit placement, lender assessment, documentation. You decide whether to go each step further.

Tell us what you need

Start with a conversation about your business, funding purpose and timing. Your broker explains what information may be needed next. There is no obligation to apply; the Health Check is optional.

A panel of 150+ lenders

We help prepare your case and explore suitable lenders from our selected panel, comparing cost, repayment structure and fit. We explain proposed credit searches before you decide whether to apply.

Lender assessment and documentation

The lender underwrites and makes the decision, so approval is never guaranteed. If terms are offered and you accept, we help coordinate the paperwork with you. Every step after the first conversation is optional.

How we help

What your Sorbus broker brings to the process

A prepared case

We help organise your information and explore relevant lender criteria before a submission. The lender assesses the proposal and decides.

A selected-panel perspective

Our extensive selected panel of 150+ lenders includes high street, challenger and specialist providers. Available options depend on your circumstances and lender criteria.

Credit searches explained

Search requirements vary by lender and product. Your broker explains the proposed checks before you decide whether to apply.

People behind the proposal

Discuss your goals with a Sorbus broker, supported by our credit placement and documentation teams as your case progresses.

Coordinated next steps

We help manage lender questions and paperwork through assessment and, if you accept an offer, completion. You stay involved in the decisions.

Transparent costs

We explain any broker fee and lender commission before you proceed, including the potential conflict of interest.

Start with a person

Meet the brokers before you share any figures

Choose who you would like to speak to. We pass your request to them where we can; if they are unavailable, another broker will pick it up and tell you so. We aim to respond within one business day (Mon–Fri, 9am–5:30pm).

Graham Nash

Commercial Finance Director

Business loans, cash flow and wider commercial funding

Profile

Arran Turner

Managing Director

General commercial finance and how Sorbus works

Profile

Or call 01246 383500

STEP 1
A conversation with a broker
You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.
STEP 2
Credit placement
If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.
STEP 3
Lender assessment
The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.
STEP 4
Documentation
If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.

Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.

Client journey

Explore real client journeys

Read how real businesses approached a funding goal, what Sorbus arranged and what happened next.

Browse anonymised case studies

Our purpose

Finance, Properly Explained.

Our founder wrote about why real advice from a person who understands your business beats a click-through promise. That is the standard we hold ourselves to: explain the options plainly, then let you decide.

Read why real advice beats a PPC promise

Start a conversation

Tell us what you need. A broker will be in touch to talk it through.

Tell us the purpose and approximate amount. A Sorbus broker can discuss the next steps and what information may be needed, without committing you to an application.

An initial conversation, with no obligation to apply

Nothing is submitted to a lender without your agreement

Speak to a real adviser, not a call centre

Appointed Representative of an FCA-authorised firm

Request a callback

We aim to respond within one business day (Mon–Fri, 9am–5:30pm). Not a guaranteed callback time.

Your name

Phone number *

Funding amount needed

We will use your details to respond to your enquiry. We may share information with our principal, lenders and service providers where necessary, or where required by law, as explained in our Privacy Policy. Marketing emails are optional and depend on your separate choice.

Common questions

Everything you need to know

Ready to move?

Talk through your goals.
Understand your options.

Start with a conversation, take the short Health Check, or choose the longer Business Finance Fact Find for a detailed report. Both tools are optional; neither is a lender decision or a commitment to borrow.

01246 383500

Business funding,built around your planswith Sorbus Finance.