It's like having 100+ banks and private lenders on Threadneedle Street

Yes. Sorbus Finance is an independent UK commercial finance broker serving established businesses across London and Greater London remotely from Chesterfield. We can explore secured and unsecured business loans, working capital and refinancing where appropriate. We do not have a London office and we are not a lender.

Depending on the lender and product, funding may support working capital, stock, recruitment, refurbishment, tax liabilities, expansion, acquisitions or refinancing. The stated purpose, affordability and repayment source form an important part of the lender’s assessment.

There is no single London-specific limit. The available amount depends on turnover, profitability, existing commitments, trading history, credit profile, security and the purpose of the finance. Borrowing should remain affordable under realistic trading assumptions.

Some straightforward applications can receive a decision quickly once complete information is available. Larger, secured, acquisition or complex refinancing cases require more diligence. We explain likely timescales and document requirements before submission.

Potentially. Different lenders apply different criteria, so one decline does not always mean that no option exists. We will need to understand the reason for the decline and must not submit an application where the proposed borrowing is unaffordable or unsuitable.