Professional tools to build a credible funding application
Lenders require robust financial data to approve funding. We have built these practical, guided templates to help you present your business in the best possible light — ready to download and use immediately.
12-Month Cash Flow Forecast
A professional, fully editable Excel workbook designed to help you map out your financial projections exactly as a lender wants to see them.
Guided & Editable
Built-in instructions and auto-calculating totals.
Lender-Ready Format
Structured to meet commercial underwriting standards.
Fully Rebrandable
Add your own logo and company details.
No Macros or VBA
Clean, secure file that passes email filters.
.xlsx format · 120KB
Business Plan Template
A concise outline for a funding application. Introduce your business, set out the amount and purpose of funding, explain your finances and repayment plan, and list the evidence you can provide. Replace the prompts with your own figures and facts.
Pair it with the cash flow workbook above. Each lender may ask for different information.
Why do you need a cash flow forecast?
When applying for a business loan, commercial mortgage, or significant asset finance facility, underwriters need assurance that your business can comfortably afford the repayments alongside its regular operating costs.
A profit and loss statement shows what has happened in the past, but a cash flow forecast demonstrates what will happen in the future. It proves you understand your working capital cycle and have planned for tax bills, seasonal dips, and capital expenditure.
Our template removes the guesswork, providing a framework that matches exactly what a commercial credit team expects to receive.
Need help preparing your application?
Our brokers do more than just find lenders — we help you structure your application for the highest chance of approval.
Speak to an adviserBefore you apply
A strong commercial finance application typically requires:
- 1Last 3-6 months' business bank statements
- 2Latest filed full company accounts
- 3Up-to-date management accounts (P&L and Balance Sheet)
- 4A 12-month cash flow forecast (use our template)
- 5A brief summary of what the funds are for
- 6Details of directors and shareholders
More from the Knowledge Hub
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