Asset finance East Midlands — Chesterfield-based, region-wide reach

Yes. We cover all East Midlands counties — Derbyshire, Nottinghamshire, Leicestershire, Lincolnshire, Northamptonshire, and Rutland — from our Chesterfield base. We have particular depth of experience in Derbyshire and Nottinghamshire but arrange asset finance for businesses across the whole region.

Yes. The East Midlands logistics sector is one of our most active areas. We arrange HGV finance, van fleet HP, forklift and warehouse equipment lease, refrigerated trailer finance, and specialist logistics vehicle hire purchase for operators across the region. We work with transport-specialist lenders who understand the residual values of commercial vehicles.

East Midlands food manufacturers can access hire purchase and finance lease for production lines, packaging machinery, cold-chain equipment, industrial ovens and mixers, and filling and labelling systems. We also arrange invoice finance for food businesses with large supermarket or food service customers who pay on extended terms. Specialist food manufacturing lenders on our panel understand the asset types and hygiene requirements of the sector.

Businesses operating within or supplying the East Midlands Freeport cluster may be eligible for enhanced capital allowances and tax reliefs on qualifying assets. Asset finance structures — particularly hire purchase — may be combined with these incentives to help maximise the tax efficiency of capital expenditure. Sorbus Finance is not a tax adviser — we advise on finance structure and work alongside your accountant, who should confirm your specific eligibility and tax position.

For most straightforward applications — a commercial vehicle or piece of machinery up to £100,000 — a credit decision takes 24–48 hours. Payout typically follows within a few working days of document return. Larger and more complex multi-asset deals may take five to ten working days. We manage the full process from initial enquiry to funds released.