Free Start Up Hub planning tool

Startup loan affordability planner

A monthly loan payment needs to fit alongside the other costs of running your business. This planner compares estimated repayments with projected revenue and operating costs across 12 months, helping you explore the cashflow impact before applying.

How this tool helps you plan

1. Enter the proposed borrowing amount, interest-rate assumption and repayment term.
2. Model revenue and operating costs to see how much cash may remain for repayments.
3. Compare scenarios and identify periods when lower income or higher costs could put repayments under pressure.

Illustrations are based on your inputs and are not a quotation, credit decision or lender affordability assessment. Actual rates, fees and repayment structures may differ. Consider the total cost of borrowing and seek advice before committing.