A campervan can be a personal lifestyle asset, a rental vehicle, or part of a growing travel business. Sorbus Finance compares finance options that help you fund the vehicle while keeping working capital available for insurance, maintenance, and upgrades. You receive a clear comparison based on the vehicle and your intended use.
* Subject to credit.
We can discuss factory-built campervans, professional conversions, and suitable used vehicles. The vehicle’s age, specification, supplier, and intended use all help determine the right lender.
Monthly payments can leave more cash available for running costs, fit-out, marketing, or the next vehicle in a rental fleet.
Tell us how the campervan will be used so we can focus on finance providers comfortable with your circumstances.
We explain the difference between ownership-focused hire purchase and lease structures before you commit.
The right option depends on whether ownership, monthly cost, flexibility, or regular replacement matters most to your business. We will explain the trade-offs before you apply.
Ownership-focused finance
With hire purchase, the finance company buys the asset and you make fixed monthly payments over an agreed term. Once all payments are made, ownership passes to you, usually after a nominal option-to-purchase fee.
Use the asset without owning it
With a finance lease, the lender retains ownership while your business pays to use the asset over the agreed term. At the end, you can usually extend the lease or sell the asset on the lender’s behalf and retain a share of the proceeds.
Useful for regular upgrades
An operating lease is generally shorter than the asset’s useful life. You return or replace the asset at the end of the term, which can suit equipment that needs regular upgrades. Your accountant can advise on the accounting treatment for your business.
Share the supplier quote, asset details, price, deposit preference, and how the campervan will support your business.
We use the information to approach lenders whose criteria and asset appetite fit the application, rather than sending it everywhere.
We explain the available structure, costs, and conditions so you can decide whether the finance works for your business.
Send us your details and one of our advisers will call you back, usually within one business day. No obligation, no credit check.
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Not sure how ready your business is to fund a campervan? Our free Finance Health Check highlights strengths and gaps before you apply.
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Email us anytime
hello@sorbusfinance.co.ukIf you run several rental or commercial vehicles, see our fleet finance guidance for wider vehicle funding.
Fleet & Mobility Finance Specialist
Kacper works across vehicle and mobility finance, helping clients structure funding around real-world use and cashflow.
Meet KacperSpeak to a Sorbus Finance adviser about your asset, budget, and the finance structures available.