A reliable excavator can win work, reduce downtime, and improve productivity. Sorbus Finance helps construction and groundwork businesses compare finance for new or used excavators, from compact plant to larger machines. We consider the machine’s age, hours, supplier, contract role, and expected working life.
* Subject to credit.
Finance can be considered for mini diggers, tracked excavators, wheeled excavators, attachments, and related plant, subject to the asset, supplier, and lender criteria.
Spread the cost of equipment that supports contracts and revenue generation instead of exhausting project cash reserves.
We understand that age, hours, attachments, and residual value can matter as much as the headline purchase price.
Compare structures and terms that reflect expected hours, contract visibility, and how long you plan to keep the machine.
The right option depends on whether ownership, monthly cost, flexibility, or regular replacement matters most to your business. We will explain the trade-offs before you apply.
Ownership-focused finance
With hire purchase, the finance company buys the asset and you make fixed monthly payments over an agreed term. Once all payments are made, ownership passes to you, usually after a nominal option-to-purchase fee.
Use the asset without owning it
With a finance lease, the lender retains ownership while your business pays to use the asset over the agreed term. At the end, you can usually extend the lease or sell the asset on the lender’s behalf and retain a share of the proceeds.
Useful for regular upgrades
An operating lease is generally shorter than the asset’s useful life. You return or replace the asset at the end of the term, which can suit equipment that needs regular upgrades. Your accountant can advise on the accounting treatment for your business.
Share the supplier quote, asset details, price, deposit preference, and how the excavator will support your business.
We use the information to approach lenders whose criteria and asset appetite fit the application, rather than sending it everywhere.
We explain the available structure, costs, and conditions so you can decide whether the finance works for your business.
Send us your details and one of our advisers will call you back, usually within one business day. No obligation, no credit check.
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Not sure how ready your business is to fund a excavator? Our free Finance Health Check highlights strengths and gaps before you apply.
Run your free Health CheckFree · No credit check · Instant results
Email us anytime
hello@sorbusfinance.co.ukOur construction finance page covers plant, machinery, invoice finance, and wider contractor funding.
Construction & Engineering Finance Specialist
Aiden specialises in finance for construction and engineering businesses where equipment availability and contract timing are central to the decision.
Meet AidenSpeak to a Sorbus Finance adviser about your asset, budget, and the finance structures available.