1. Home
  2. Asset Finance
  3. Forklift finance for warehouses, factories, and logistics teams
Asset Finance by equipment type

Forklift finance for warehouses, factories, and logistics teams

Finance a forklift or handling fleet without taking the full purchase cost from working capital. Sorbus Finance compares hire purchase and finance lease options for counterbalance, reach, electric, and specialist forklifts. We help you compare terms against the equipment’s useful life, workload, and replacement plan.

£5k to £500k+
Typical asset values
0% to 40%
Deposit range
12 to 84
Month terms
From 7.9%
APR

* Subject to credit.

Built around the asset

Finance that reflects how you will use it

We can discuss new and used forklift trucks, attachments, charging equipment, and related warehouse assets. Matching the term to expected usage and replacement cycles helps protect your monthly cashflow.

Replacing an ageing forklift
Adding handling capacity to a warehouse
Funding electric forklifts and chargers
Buying attachments or specialist lifting equipment

Why businesses use asset finance

Keep operations moving

Fund essential handling equipment while retaining cash for stock, staffing, premises, and day-to-day operations.

New or used equipment

Used forklifts may be financeable when the age, condition, supplier, and residual value meet lender requirements.

Structure around replacement

Choose a structure that reflects whether you want to own the forklift or replace it as your warehouse needs change.

Finance structures

Choose the structure that fits your plans

The right option depends on whether ownership, monthly cost, flexibility, or regular replacement matters most to your business. We will explain the trade-offs before you apply.

Hire purchase

Ownership-focused finance

With hire purchase, the finance company buys the asset and you make fixed monthly payments over an agreed term. Once all payments are made, ownership passes to you, usually after a nominal option-to-purchase fee.

Finance lease

Use the asset without owning it

With a finance lease, the lender retains ownership while your business pays to use the asset over the agreed term. At the end, you can usually extend the lease or sell the asset on the lender’s behalf and retain a share of the proceeds.

Operating lease

Useful for regular upgrades

An operating lease is generally shorter than the asset’s useful life. You return or replace the asset at the end of the term, which can suit equipment that needs regular upgrades. Your accountant can advise on the accounting treatment for your business.

How it works

A straightforward route to an informed decision

01

Tell us about the asset

Share the supplier quote, asset details, price, deposit preference, and how the forklift will support your business.

02

We compare suitable lenders

We use the information to approach lenders whose criteria and asset appetite fit the application, rather than sending it everywhere.

03

You choose with context

We explain the available structure, costs, and conditions so you can decide whether the finance works for your business.

Enquire about Forklift finance for warehouses, factories, and logistics teams enquiry

Get your personalised quote

Send us your details and one of our advisers will call you back, usually within one business day. No obligation, no credit check.

By submitting you agree to be contacted by Sorbus Finance regarding your enquiry. We never share your details with third parties without consent.

Prefer to call?

Speak directly to an adviser Monday–Friday, 9am–5:30pm.

01246 383500

Free call. No obligation.

Unique to Sorbus Finance

Business Finance Health Check

Not sure how ready your business is to fund a forklift? Our free Finance Health Check highlights strengths and gaps before you apply.

Run your free Health Check

Free · No credit check · Instant results

Related guidance

See the wider asset finance picture

Manufacturing businesses can see how equipment funding fits alongside production, automation, and working capital finance.

Aiden Wootton
Your specialist contact

Aiden Wootton

Construction & Engineering Finance Specialist

Aiden understands equipment cycles and the practical cashflow pressures facing manufacturing, engineering, and operational businesses.

Meet Aiden
Questions answered

Common questions about forklift finance

Ready to discuss your forklift?

Speak to a Sorbus Finance adviser about your asset, budget, and the finance structures available.

01246 383500