A recovery truck is a working asset that needs to be available when customers need it. Sorbus Finance helps breakdown, transport, and vehicle recovery businesses compare finance for new, used, and specialist recovery vehicles. We match the vehicle’s specification and operational role with lenders that understand commercial transport.
* Subject to credit.
We can discuss flatbed transporters, beavertail vehicles, low loaders, wheel-lift trucks, and recovery bodies. The vehicle’s specification and the work it will support help shape the application.
Fund another vehicle or replace an unreliable one while preserving cash for insurance, fuel, staffing, and maintenance.
We can compare ownership and lease options for operators, garages, motor factors, and recovery networks.
Recovery bodies and conversions need more context than a standard commercial vehicle. We present that detail to suitable lenders.
The right option depends on whether ownership, monthly cost, flexibility, or regular replacement matters most to your business. We will explain the trade-offs before you apply.
Ownership-focused finance
With hire purchase, the finance company buys the asset and you make fixed monthly payments over an agreed term. Once all payments are made, ownership passes to you, usually after a nominal option-to-purchase fee.
Use the asset without owning it
With a finance lease, the lender retains ownership while your business pays to use the asset over the agreed term. At the end, you can usually extend the lease or sell the asset on the lender’s behalf and retain a share of the proceeds.
Useful for regular upgrades
An operating lease is generally shorter than the asset’s useful life. You return or replace the asset at the end of the term, which can suit equipment that needs regular upgrades. Your accountant can advise on the accounting treatment for your business.
Share the supplier quote, asset details, price, deposit preference, and how the recovery truck will support your business.
We use the information to approach lenders whose criteria and asset appetite fit the application, rather than sending it everywhere.
We explain the available structure, costs, and conditions so you can decide whether the finance works for your business.
Send us your details and one of our advisers will call you back, usually within one business day. No obligation, no credit check.
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Not sure how ready your business is to fund a recovery truck? Our free Finance Health Check highlights strengths and gaps before you apply.
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hello@sorbusfinance.co.ukFleet operators can also compare wider commercial vehicle, block fleet, and refinancing options.
Fleet & Mobility Finance Specialist
Kacper specialises in commercial vehicle and fleet finance for operators whose vehicles are central to their service delivery.
Meet KacperSpeak to a Sorbus Finance adviser about your asset, budget, and the finance structures available.