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Tipper truck finance for construction and haulage businesses

Fund a tipper truck or grab vehicle to take on more work without using all your cash on one purchase. Sorbus Finance compares finance options for new and used tippers across specialist commercial vehicle lenders. The comparison reflects the vehicle’s specification, intended work, age, mileage, and supplier.

£5k to £500k+
Typical asset values
0% to 40%
Deposit range
12 to 84
Month terms
From 7.9%
APR

* Subject to credit.

Built around the asset

Finance that reflects how you will use it

We can look at rigid tippers, articulated tippers, grab trucks, 6-wheelers, 8-wheelers, and specialist bodies. The vehicle’s age, mileage, body specification, and intended work all matter.

Buying a rigid tipper
Adding a grab truck to a fleet
Replacing an older commercial vehicle
Funding vehicles for a new construction contract

Why businesses use asset finance

Add capacity with control

Spread the purchase cost while retaining funds for fuel, wages, maintenance, and the working capital demands of contracts.

Commercial vehicle expertise

We can compare lenders used to tippers and other specialist vehicles rather than treating the truck like a standard van.

New or used options

A suitable used tipper may offer a practical route into additional capacity, subject to condition and lender criteria.

Finance structures

Choose the structure that fits your plans

The right option depends on whether ownership, monthly cost, flexibility, or regular replacement matters most to your business. We will explain the trade-offs before you apply.

Hire purchase

Ownership-focused finance

With hire purchase, the finance company buys the asset and you make fixed monthly payments over an agreed term. Once all payments are made, ownership passes to you, usually after a nominal option-to-purchase fee.

Finance lease

Use the asset without owning it

With a finance lease, the lender retains ownership while your business pays to use the asset over the agreed term. At the end, you can usually extend the lease or sell the asset on the lender’s behalf and retain a share of the proceeds.

Operating lease

Useful for regular upgrades

An operating lease is generally shorter than the asset’s useful life. You return or replace the asset at the end of the term, which can suit equipment that needs regular upgrades. Your accountant can advise on the accounting treatment for your business.

How it works

A straightforward route to an informed decision

01

Tell us about the asset

Share the supplier quote, asset details, price, deposit preference, and how the tipper truck will support your business.

02

We compare suitable lenders

We use the information to approach lenders whose criteria and asset appetite fit the application, rather than sending it everywhere.

03

You choose with context

We explain the available structure, costs, and conditions so you can decide whether the finance works for your business.

Enquire about Tipper truck finance for construction and haulage businesses enquiry

Get your personalised quote

Send us your details and one of our advisers will call you back, usually within one business day. No obligation, no credit check.

By submitting you agree to be contacted by Sorbus Finance regarding your enquiry. We never share your details with third parties without consent.

Prefer to call?

Speak directly to an adviser Monday–Friday, 9am–5:30pm.

01246 383500

Free call. No obligation.

Unique to Sorbus Finance

Business Finance Health Check

Not sure how ready your business is to fund a tipper truck? Our free Finance Health Check highlights strengths and gaps before you apply.

Run your free Health Check

Free · No credit check · Instant results

Related guidance

See the wider asset finance picture

See our fleet finance guidance for wider HGV, van, trailer, and commercial vehicle funding.

Kacper Materek
Your specialist contact

Kacper Materek

Fleet & Mobility Finance Specialist

Kacper helps operators compare commercial vehicle finance with the vehicle’s operational role and replacement plan in mind.

Meet Kacper
Questions answered

Common questions about tipper truck finance

Ready to discuss your tipper truck?

Speak to a Sorbus Finance adviser about your asset, budget, and the finance structures available.

01246 383500