Enquiry · Sorbus Finance

Request a refinancing and consolidation review

Qualified review pendingLast reviewed: 13 October 2026Draft prepared 13 October 2026

Quick answer

Send a short enquiry and a Sorbus Finance adviser can discuss your existing business borrowing and whether refinancing or consolidation may be worth exploring with lenders we work with. An enquiry is not an application, there is no obligation, and any lending decision and terms are made by the lender.

What happens after you enquire?

An adviser will contact you to understand your current commitments and what you want to change. If refinancing does not look sensible, we will say so and may point you to alternatives such as speaking to your current lender or free debt advice.

If it might help, we can explain what information lenders commonly ask for and which lenders on our panel may consider your situation. We are a broker, not a lender, and may receive commission; see our commission disclosure.

What is useful to mention in your message?

You do not need exact figures. A rough picture is enough to start.

  • How many business debts you have and what types
  • What you would like to change: monthly cost, number of lenders, term or security
  • Whether any payments are behind
  • Whether any personal guarantees are in place

Send your enquiry

Fields marked * are required. Your details are handled under our privacy policy.

A preference, not an appointment. We pass it on where we can. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm. This is an aim, not a guaranteed callback time.

We will use your details to respond to your enquiry. We may share information with our principal, lenders and service providers where necessary, or where required by law, as explained in our Privacy Policy. Marketing emails are optional and depend on your separate choice.

General information, not financial, legal or tax advice. This page explains concepts in a UK context. Whether any option is available, and on what terms, depends on the lender, the specific agreement and your business's legal structure. Sorbus Finance is a broker, not a lender. Read our initial disclosure and commission disclosure.

Frequently asked questions

Does enquiring affect my credit file?

Sending an enquiry does not involve a credit search. If you later proceed, a lender may carry out searches, and you will be told before that happens.

Do you charge for a review?

Please see our initial disclosure and commission disclosure for how Sorbus Finance is paid. Ask your adviser to confirm any fee in writing before you proceed.

Start with a person

Your first step is a conversation, not an application

Choose who you would like to speak to. We pass your request to them where we can; if they are unavailable, another broker will pick it up and tell you so. We aim to respond within one business day (Mon–Fri, 9am–5:30pm).

Graham Nash, Commercial Finance Director at Sorbus Finance

Graham Nash

Commercial Finance Director

Business loans, cash flow and wider commercial funding

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Arran Turner, Managing Director at Sorbus Finance

Arran Turner

Managing Director

General commercial finance and how Sorbus works

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Or call 01246 383500
  1. STEP 1

    A conversation with a broker

    You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.

  2. STEP 2

    Credit placement

    If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.

  3. STEP 3

    Lender assessment

    The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.

  4. STEP 4

    Documentation

    If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.

Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.

Client journey

Explore real client journeys

Read how real businesses approached a funding goal, what Sorbus arranged and what happened next.

Browse anonymised case studies
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