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Van Finance·Vehicle Finance

Ford Transit L5 flat bed finance kept working capital intact for an expanding installation business

Where it left the business

The client took delivery within a week of applying, without straining working capital or missing project deadlines, and saw a 30% increase in delivery efficiency from the extended bed and higher payload.

Supporting facts

Facility Amount
£55,000
Term
60 Months
Rate
10.8% APR
Time to Fund
5 Days

The ambition

An installation business identified a Ford Transit L5 Flat Bed as the ideal vehicle to move longer, bulkier materials in fewer trips, but with several projects already booked, they were cautious about depleting cash reserves.

How the finance was structured

Identified three funding routes across our specialist lender panel and selected a 36-month Hire Purchase agreement with a deferred first payment timed to a major client invoice, early settlement flexibility, and a pre-agreed balloon option at term end.

What it made possible

The client took delivery within a week of applying, without straining working capital or missing project deadlines, and saw a 30% increase in delivery efficiency from the extended bed and higher payload.

Client details are anonymised. Figures are the facility terms published for this case; lenders make their own credit decisions and every case is assessed individually.

Planning something similar?

Start with a conversation with a Sorbus broker. They can talk through your plans; they are not necessarily the broker who arranged this case.


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Graham Nash, Commercial Finance Director at Sorbus Finance

Graham Nash

Commercial Finance Director

Business loans, cash flow and wider commercial funding

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Arran Turner, Managing Director at Sorbus Finance

Arran Turner

Managing Director

General commercial finance and how Sorbus works

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Brokers shown are relevant specialists, not necessarily the broker who arranged this case.

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  1. STEP 1

    A conversation with a broker

    You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.

  2. STEP 2

    Credit placement

    If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.

  3. STEP 3

    Lender assessment

    The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.

  4. STEP 4

    Documentation

    If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.

Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.

Client journey

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Read how real businesses approached a funding goal, what Sorbus arranged and what happened next.

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